Break financial barriers with Al Khidmat’s 100% interest-free loans! Whether for business, education, or emergencies, we help you succeed—because your goals deserve a chance!
Break financial barriers with Al Khidmat’s 100% interest-free loans! Whether for business, education, or emergencies, we help you succeed—because your goals deserve a chance!
If you are considering applying for a loan from the Al Khidmat Foundation, you’re making a smart choice. Al Khidmat offers interest- loans (Qarz-e-Hasna) to help individuals meet their financial needs while improving their quality of life. You can apply easily online, with Al Khidmat loan options ranging from Rs.500,000 to Rs. 70 million, all from the comfort of your home.Al Khidmat provides five types of loans to suit various needs:
Loans, Student Loans, Wedding Loans, Business Loans, and
Car Loans. Their application process is simple and user-
friendly, allowing you to access ethical, interest- support.
Al Khidmat Foundation stands out as a unique loan provider in Pakistan,
offering ethical, interest loans (Qarz-e-Hasna) aimed at helping those in need.
Unlike traditional, Al Khidmat prioritizes social welfare over profit. They offer
Al Khidmat loan online for various purposes, such as business, education, and
healthcare, with no hidden fees or processing charges.Al Khidmat Applications
can be submitted both online and in person at local branches, promoting a
community-focused approach. Al Khidmat’s mission is to alleviate poverty by
providing accessible, transparent, and financial assistance, empowering
individuals to improve their quality of life.Loans, Student Loans, Wedding Loans, Business Loans, and
Car Loans. Their application process is simple and user-
friendly, allowing you to access ethical, interest- support.
The Al Khidmat Foundation provides loans of up to Rs. 3.5 million, with the loan amount determined by factors such as your income, debt-to-income ratio, credit score, and employment status. To qualify, you must be between the ages of 25 and 70. You can easily track the status of your loan application through the Al Khidmat Foundation's website, providing you with real-time updates and transparency throughout the process.
Applying for a business loan with Al Khidmat apply online is simple and can be done entirely online from the comfort of your offices. Al Khidmat's business loans are designed to meet short-term financial needs, with quick approvals typically granted within 1 hour. The application process requires minimal documentations, ensuring a smooth and hassle experience, allowing you to focus on your business without delays.
The Al Khidmat Foundation in Pakistan offers home loans for purchasing, building, or renovating residential properties. If you require fast financial assistance, the Al Khidmat Home Loan provides a streamlined applications process, ensuring you receive the fund you need without any delays. This service is perfect for individual seeking urgent financial support in Pakistan, allowing you to secure the necessary fund quickly and efficiently for your housing
Al Khidmat Loan Foundation offers personal loans of up to Rs. 2.5 million, with the maximum amount determined by factors such as your income, debt-to-income ratio, credit score, and employment status. To qualify, applicants must be between the ages of 24 and 60. You can check your loan status through the Al Khidmat Foundation website or by sending a “Hi” on WhatsApp. According to recent updates from the Al Khidmat Foundation, any Pakistani citizen with a valid National Identity Card (CNIC) can apply. You can visit a nearby Al Khidmat branch, call the loan helpline, or apply via the official website. To start your application, dial from your prepaid number.
| Loan Amount | Time Period | Monthly Installment |
|---|---|---|
| 50,000 | 01 YEAR | 4,170 EMI |
| 100,000 | 01 YEAR | 8,335 EMI |
| 500,000 | 05 YEARS | 8,335 EMI |
| 1,000,000 | 10 YEARS | 8,335 EMI |
| 1,500,000 | 10 YEARS | 12,500 EMI |
| 2,000,000 | 10 YEARS | 16,670 EMI |
| 3,000,000 | 10 YEARS | 25,000 EMI |
| 5,000,000 | 15 YEARS | 27,780 EMI |
Applying for an Al Khidmat loan is easy and accessible, reflecting the foundation’s dedication to helping people in need. The process includes steps to ensure that loans go to deserving candidates who will benefit the most. Here is a detailed guide on how to apply for an Al Khidmat loan:
Step 1: Initial Inquiry.
To get started, visit the nearest Al Khidmat branch. They have many branches across Pakistan, so it is easy for people from different regions to use their services. At the branch, ask about the types of loans and get details to apply.
Step 2: Eligibility Check
Before filling the application form, it is important to ensure that you meet the eligibility criteria. Al Khidmat Foundation generally requires applicants to be:
Pakistani citizens.
Genuine need for financial assistance.
Create a viable business plan (for business loans).
Demonstrate a commitment to repay the loan.
Step 3: Documents
Prepare the necessary documents to support your application. These documents usually include:
National Identity Card (CNIC) copy.
Proof of residence.
Business plan or academic record, depending on the type of loan.
Income verification documents.
Step 4: Application Form
Fill the Al Khidmat Loan Application Form accurately, providing all the required information. This form can be obtained from the branch or downloaded from our website. Make sure that you detail your financial needs and plans to utilize the loan effectively.
Step 5: Submission and Initial Review
Submit the application form and required documents to the Al Khidmat branch. The staff will review it to ensure that you have provided all the necessary information and documents.
Step 6: Field Verification
Al Khidmat field officers will visit your home or business to determine whether you are eligible for the loan. This helps Al Khidmat learn more about your situation and decide whether you can get a loan.
Step 7: Loan Approval
After verifying your application, the loan committee will review it. Upon approval, you will be notified of the loan amount, terms, and conditions. Al Khidmat values transparency and will explain all parts of the loan agreement to you.
Step 8: Disbursement

Once you agree to the terms, we will disburse the loan to you quickly. Al Khidmat ensures that the process is fast and efficient so that you can receive the money without any delay.
Step 9: Use and Monitoring
After receiving the loan, it is important to use the money for its intended purpose. Al Khidmat Foundation can check how the loan is used and offer support if needed. This helps ensure that the loan is used for things like starting a business, paying for education, or dealing with emergencies.
Step 10: Repayment
Borrowers can repay in small, easy installments without financial stress. Al Khidmat’s interest-free model lets you repay only the principal amount, building trust and community support.
All loans applications must be submitted through our website or in person at one of our branches. It's crucial to ensure that the informations you provide is accurate and complete, as any incomplete or false details may result in your applications being rejected.
Repayment terms for each loans are outlined in the loan agreement, and borrowers must adhere to the agreed repayment schedule. The Al Khidmat Foundation offers flexible repayment option, with no penalties for late or early repayments.
If you have any question or concerns about these Terms and Conditions, please don't hesitate to contact us.
The Al Khidmat Foundation has introduced a new loan scheme that is beneficial for everyone, regardless of income level. Whether you’re in need or simply looking for support, this scheme is here to help. The application process is straightforward and doesn’t require extensive proof—just basic business information if you’re applying for larger amounts.
This scheme allows people to access loans of up to 50 lakhs with simple requirements. Thanks to these efforts, the Al Khidmat Foundation has gained popularity across Pakistan. So, whether you run a small business or a large one, apply from anywhere in the country and take advantage of this opportunity!
The Al Khidmat Foundation is proud to offer instant financial support for any need, providing collateral-free and interest-free loans of up to Rs. 5 lakh within just one day! With monthly installments starting at only Rs. 3,400, both men and women can apply from anywhere in Pakistan.
The latest update for 2024 allows individuals aged 18 and older to access a 100% interest-free loan. This opportunity is available in every city across the country, making it easy to secure an instant loan for your needs.
As the largest interest-free loan scheme in Pakistan, the Al Khidmat Foundation invites everyone to apply without needing any guarantees or security. For complete details, simply reach out to our WhatsApp number, and get connected with your local Al Khidmat Foundation office today!
For any information about the Al Khidmat Foundation, feel free to call our contact number at . We’ll connect you with the Al Khidmat head office and provide all the information you need. Don’t hesitate to reach out quickly—we offer a variety of loans to meet your needs.
We all face financial challenges at times, but Al Khidmat is here to help you achieve stability. With our personal loans, you can access customized financing without needing collateral, allowing you to pay in easy monthly installments.
Apply online now and take the first step toward financial freedom with Al Khidmat!
If you want to submit an application for the Al Khidmat loan scheme in 2025, the first step is to visit the official Al Khidmat Foundation website This website is a valuable resource where you can find all the latest updates and important information about the loan program.
Recently, the Al Khidmat Foundation has announced a revival of its loan program, offering loans ranging from Rs 5 lakh to Rs 50 lakh. An important feature of this program is that loans of up to Rs 5 lakh will be provided without any interest charges, making it an accessible option for those in need.
The Al Khidmat Foundation offers loan amounts that range from Rs. 50,000 to Rs. 50,00,000. This initiative is designed to provide financial assistance to deserving individuals and families, ensuring that both the underprivileged and those in need can benefit from the support offered.
The program is flexible, allowing applicants to choose a repayment period that suits their needs. Whether you’re looking to start a business, fund education, or meet other financial needs, the Al Khidmat Foundation aims to help you achieve your goals with its comprehensive loan options.
To assist with all your needs, the Al Khidmat Foundation has established its head office in Lahore, with additional offices located in various cities across Pakistan. The main head office in Lahore serves as the central hub for information regarding the Al Khidmat Foundation. You can visit their official website to find the latest updates, news, loan schemes, and registration details easily. Staying connected to the website ensures you remain informed about all the resources and services offered by Al Khidmat.
For any inquiries related to loans or the foundation itself, you can reach out to the Al Khidmat Loan head office contact number. This official contact number allows you to communicate via WhatsApp or a regular phone call. Whenever you need assistance or information regarding the Al Khidmat Foundation, don’t hesitate to dial the contact number of the head office for prompt support.
Applying for an interest-free loan from Al Khidmat is a straightforward process that can help you get financial assistance quickly. Here’s a simple step-by-step guide to help you through the application:
To better assist our community, the Al Khidmat Foundation has established an official helpline. If you have any questions or need information regarding the Al Khidmat Qarz program, you can reach out to us at our official office number: This helpline is managed by the Al Khidmat Foundation Headquarters in Lahore and is designed to help inform and support those interested in our loan services.
If you encounter any suspicious calls or messages regarding loan offers, please do not hesitate to contact our official number via call or WhatsApp. Always remember, never provide personal information or send money to anyone claiming to represent the Al Khidmat Foundation without verifying their authenticity. Our official staff is here to assist you and ensure your safety.
Our clients value the seamless loan process at the Al Khidmat Foundation, praising our supportive staff and flexible repayment options that make financial assistance accessible and stress-free.
At Al Khidmat Foundation, our mission is to offer interest-free financial support to those in need, fostering economic empowerment and social justice. We strive to build a more equitable society by helping individuals and families achieve their dreams, ensuring that everyone has access to opportunities that can transform their lives for the better.
Al Khidmat (Registration Number C777982) is a non-profit organization which was registered in 2003 under Pakistan’s Societies Registration Act XXI of 1860. Al Khidmat is an approved NGO by Pakistan’s Federal Board of Revenue.
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